Risk Manager, Lending, ABPL

Description

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending (ABPL)! The ABPL team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.



ABPL is looking for a Risk Manager to join the Credit Strategy team to manage the credit risk performance of North America business. The successful candidate will be responsible for developing credit strategies to profitably grow Lending portfolio with a balance of risk controls, track losses and identify portfolio trends, evaluate and enhance risk policies, and capabilities for onboarding, underwriting and exposure management. The ideal candidate should be highly analytical, resourceful, customer-focused, team oriented and possess strong credit management skills. The successful candidate will have a strong desire in innovating processes and exceed expectations in a dynamic, fast-paced environment, primarily driving innovation on behalf of business customers. The position requires an individual who can work autonomously in a fast paced, highly demanding and often ambiguous environment, with strong attention to detail.



Key job responsibilities

The primary responsibilities of this role include, but are not limited to:

• Manage end-to-end credit strategy across customer lifecycle and through economic cycles and other shocks

• Assist in defining policies and product features to support credit decisioning and monitoring

• Partner with underwriting operations on complex credit decisions that require manual reviews or exceptions

• Identify, monitor and communicate the right metrics to measure decision quality and portfolio health

• Participate in program operations, partner with product managers and contribute to team-wide improvement goals

• Own relationships with Account Receivables to establish and manage loss mitigation and recovery processes



A day in the life

Amazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan.



If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply!

Basic Qualifications

- 4+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience

- Bachelor's degree or equivalent

- Experience with SQL and Excel

- Experience in commercial credit risk management

- Working knowledge of Python, and experience in processing complex datasets from multiple sources

- Analytical and problem-solving skills, including the ability to recognize non-obvious patterns

Preferred Qualifications

- 3+ years of program requirements definition and data and metrics leveraging to drive improvements experience

- Experience in managing credit risk program for an unsecured lending portfolio



Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status.



Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.



Our compensation reflects the cost of labor across several US geographic markets. The base pay for this position ranges from $66,800/year in our lowest geographic market up to $142,800/year in our highest geographic market. Pay is based on a number of factors including market location and may vary depending on job-related knowledge, skills, and experience. Amazon is a total compensation company. Dependent on the position offered, equity, sign-on payments, and other forms of compensation may be provided as part of a total compensation package, in addition to a full range of medical, financial, and/or other benefits. For more information, please visit https://www.aboutamazon.com/workplace/employee-benefits . This position will remain posted until filled. Applicants should apply via our internal or external career site.