Senior Software Engineer - Apple Pay Payments

Senior Software Engineer - Apple Pay Payments

**New York City, New York, United States**

**Software and Services**



**Summary**



Posted: **Jun 18, 2025**



Role Number: **200609575**



Apple is where individual imaginations gather together, committing to the values that lead to great work. Every new product we build, service we create, or Apple Store experience we deliver is the result of us making each other’s ideas stronger. That happens because every one of us shares a belief that we can make something wonderful and share it with the world, changing lives for the better. It’s the diversity of our people and their thinking that inspires the innovation that runs through everything we do. When we bring everybody in, we can do the best work of our lives. Here, you’ll do more than join something — you’ll add something.

Apple Pay brought mobile payment to millions of customers, and it’s just the beginning. We are looking for engineers who are equally comfortable working at the bits and bytes level and designing state-of-the-art objected-oriented web services. The people here at Apple don’t just build products we craft the kind of wonder that’s revolutionized entire industries. It’s the diversity of those people and their ideas that supports the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts.



**Description**



In this role, you will:

Architect and implement new features for Apple Pay.

Write bullet-proof Java/Kotlin code (thread-safe, performant, object-oriented, and inherently testable).

Collaborate with the product and business team to work on current and future initiatives.

Work directly with the iOS client team on feature definition and development.

Design specifications and protocols to tackle novel problems.

Take responsibility of your service in a Devops culture.



**Minimum Qualifications**



+ Experience of building scalable distributed systems.

+ Proficiency in Java or Kotlin with expertise in Object-Oriented and Functional programming

+ Knowledge of concurrency control, data structures, and algorithms.

+ Experience with databases and stream processing platforms like Kafka.

+ Bachelor’s or Master’s degree in Computer Science or a related technical field, or at least 5 years of industry experience in a software engineering role.



**Preferred Qualifications**



+ Hands-on experience with CI/CD pipelines and cloud environments.

+ Passion for fintech and understanding of the financial data ecosystem.

+ Self-motivated with strong collaboration and communication skills.

+ Experience working in a fast-paced, agile environment.



**Pay & Benefits**



At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $175,800 and $312,200, and your base pay will depend on your skills, qualifications, experience, and location.



Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (https://www.apple.com/careers/us/benefits.html)



Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.



Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) .



Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) .



Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.



Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program (https://www.apple.com/jobs/pdf/EverifyPosterEnglish.pdf) .



Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .



Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .



Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.



It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.